It is typically referred to as a police report; this report contains important information about an auto accident, such as circumstances, parties involved and citations given. The degree to which you caused or contributed to an accident or the fault determines what an auto insurance company pays what portion of the damages. The method by which this is determined varies from state to state.
If you are at fault for an automobile accident, bodily injury coverage on an auto insurance policy pays the medical expenses and additional damages for which you are liable for other individuals injured in the accident. When you suffer a loss that is covered by your insurance, such as an automobile accident, you submit a request to your auto insurance company to pay or reimburse you for expenses, damages and other financial obligations.
Coverage that pays for damages to your vehicle resulting from a covered loss other than a collision, such as fire, theft, vandalism or contact with persons, animals, birds or falling objects.
Coverage that pays for reasonable medical expenses or death benefits to anyone covered under your policy in the event of an auto accident, regardless of fault.
Coverage that pays for your bodily injury and related medical expenses when you are injured in an automobile accident and the responsible party (other than yourself) does not have adequate auto insurance.
Auto insurance coverage can be confusing but in some cases, it does not have to be.
Taking steps to ensure that your property is safe from unexpected situations
In the event of your death, life insurance gives your loved ones a peace of mind.